“Time is Money” – Benjamin Franklin I have been working for almost 9 years now. But some of my initial years of work passed just like that, without me realizing how to use money for our advantage. In a way, whatever money I’ve earned, used to just sit in my salary account for days and months, without realizing its potential. This is similar to holding an ice cube in hands, it melts and after some time disappears.   The value of Money also reduces over time.